Today's show comes by inspiration of this listener question: "Joshua, will you please send me a link to the best show on your website for a woman wanting to convince her husband that they can make it financially if she stays home?" Well, I didn't have such a show. But now I do. Here it is! Joshua Don't have good data on your income and expenses? Start tracking it with YNAB! Get a free 34-day trial at www.radicalpersonalfinance.com/YNAB DATA:    Working (Conservative)   Staying at Home   Difference          Husband   $60,000  $60,000   Wife  $60,000  $-     Total  $120,000  $60,000  $60,000         Employment Taxes (7.65% -- 6.2% SS + 1.45% Medicare)  $9,180  $4,590  $4,590 Income Taxes (Turbo Tax Estimate, 30 years old - 2 kids, no deductions)  $12,849  $1,756  $11,093    $22,029  $6,346  $15,683         Income, net of tax  $97,971  $53,654  $44,317         Cost of Childcare ($7k x 2)  $14,000  $-    $14,000 Income, net of childcare  $83,971  $53,654  $30,317         Commuting Costs Saved ($200/mo)  $2,400  $-     Work Lunches Saved (100 lunches @ $15)  $1,500  $-     Work Clothing Saved ($50/mo x 12)  $600  $-     Dinners Out Saved ($60 x 50)  $3,000  $-     Household Savings due to frugality ($200/mo x 12)  $2,400        $9,900  $-    $9,900         Income, net of working costs  $74,071  $53,654  $20,417