It's no secret that most Americans aren't prepared for retirement... but the actual percentage may horrify you. And if you're simply "saving up" for retirement, regardless of your age, you may be in for an unpleasant surprise. The good news is, there's a way to prepare for retirement that doesn't involve scrimping, saving, and wasting the best years of your life away. It's what Wall Street doesn't want you to know, what your parents WISH they knew, and what the wealthiest 1% would recommend. Today, Financial Freedom Friday shares the epic problem that's plaguing the country and what you can do to achieve financial independence, avoid regret, and enjoy life while you're young.