When I think of Thanksgiving there’s a few things that immediately come to mind. Stuffing my face with endless amounts of food. Maybe drinking copious amounts of wine. Putting on a good movie just as the food coma is about to set in. And of course, the official kickoff of the holiday shopping season.

I’m admittedly not the biggest fan of holiday shopping. That said, I realize it’s a necessary evil. So if I’m going to do it, I want to be well informed.

That’s where today’s guest, Kimberly Palmer, comes into the picture. Kimberly writes about credit cards and personal finance for NerdWallet, the site that helps people make and manage financial decisions by comparing products available from various banks, insurance companies, etc.

If you’re going to splurge for the holidays, you need to have a plan and a budget in place. There are so many apps out there to help you save some serious money, as well as Honey, a browser extension that automatically finds and applies coupon codes at checkout with a single click.

We also touched on a variety of other topics, including: Salary negotiation tipsMillennials saving for retirementSide hustlesKids and finances


If you like what you heard, you can check out more from Kimberly. She has written three books about money: "Smart Mom, Rich Mom," "The Economy of You" and “Generation Earn.”

If you have a money question, just email me!

“Better Off” is sponsored by Betterment.

"Better Off" theme music is by Joel Goodman, www.joelgoodman.com.

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