Thanks to everyone who's completed our listener survey! There's still time for you to take it here: https://goo.gl/forms/0nM2A9rv7JMDLKA63 On today's show:  We debate the merits of homeownership in today's housing market. Are we making the biggest mistake ever?   Mandi breaks down "mortgage amortization" and how you can beat the bank by making extra mortgage payments.  Tiffany takes a break from the folks hating on Michelle Obama's official portrait by Amy Sherald (seriously guys?)