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    The Uncomplicated Art of Not Overthinking Retirement
    The Uncomplicated Art of Not Overthinking Retirement
    The Uncomplicated Art of Not Overthinking Retirement
    Ebook62 pages37 minutes

    The Uncomplicated Art of Not Overthinking Retirement

    By Lee Busto

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    About this ebook

    Retirement and investing are two topics that often need a solution. Lee Busto, an Investment Advisor Representative, has heard the concerns and confusion surrounding retirement planning time and time again. In "The Uncomplicated Art of Not Overthinking Retirement," Lee offers a refreshing perspective, debunking the myths and simplifying the retirement planning process.

     

    Lee's approach is straightforward: retirement planning doesn't have to be complicated. Drawing from his experience as a former baseball player, he embraces the principle of KISS – Keep It Simple, Stupid. Through clear explanations and practical advice, Busto guides readers through the essentials of retirement planning, making complex concepts easy to understand.

     

    "The Uncomplicated Art of Not Overthinking Retirement" is more than just a book—it's a roadmap to financial freedom and peace of mind in retirement. Whether you're just starting to plan for retirement or looking to optimize your existing strategy, this book is your trusted companion on the journey to a fulfilling retirement.

    LanguageEnglish
    PublisherLee Busto
    Release dateMar 24, 2024
    ISBN9798224023387
    The Uncomplicated Art of Not Overthinking Retirement
    Author

    Lee Busto

    Lee Busto is a seasoned investment advisor devoted to simplifying complex financial concepts and empowering individuals to achieve retirement goals. With over six years of experience in the financial services industry, Lee has honed his expertise in wealth management, retirement planning, and tax optimization strategies. Beginning his professional journey in 2017 with Edward Jones, Lee quickly established himself as a dedicated advisor committed to providing personalized financial guidance. His unwavering commitment to excellence and client satisfaction earned him recognition within the industry. Currently serving as an Investment Advisor at Alpha 1 Tax & Wealth, Lee continues to leverage his knowledge and expertise to assist clients in navigating retirement planning and investment management intricacies. As a Certified Retirement Planning Counselor (CRPC.) and an Accredited Asset Management Specialist (AAMS.), he brings specialized knowledge and tailored solutions to meet each client's unique financial needs. Beyond his professional achievements, Lee boasts a diverse background encompassing athletics and academic accomplishments. A former college baseball player and a notable figure in the American Association, he understands the value of discipline, teamwork, and perseverance—traits he incorporates into his advisory role. Lee holds a degree in Business Management with a minor in Finance from Montana State University Billings, where he developed analytical skills and deep financial understanding. His academic foundation and real-world experience position him as a trusted advisor capable of guiding clients through complex financial decisions.  Outside of work, Lee finds joy in family time. Happily married to Jennifer Busto, they reside in Centennial, Colorado, with their daughter and two cherished dogs. Lee's commitment to family and community reflects his integrity, compassion, and stewardship values—qualities evident inside and outside the office.  As an Investment Advisor, Lee Busto remains dedicated to helping individuals and families secure financial futures and achieve retirement dreams. With expertise, a personalized approach, and an unwavering commitment to client success, Lee continues positively impacting those he serves.

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      Book preview

      The Uncomplicated Art of Not Overthinking Retirement - Lee Busto

      Disclosure

      Investment advisory services offered through Foundations Investment Advisers, LLC, an SEC registered investment adviser. The content provided is intended for informational and educational purposes only. The views, statements and opinions expressed herein are those of the individual speaker(s) and not necessarily those of Foundations and its affiliates.

      Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products. They do not in any way refer to investment advisory products. Rates and guarantees provided by insurance products and annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC. A Roth conversion may not be suitable for your situation. The primary goal in converting retirement assets into a Roth IRA is to reduce the future tax liability on the distributions you take in retirement, or on the distributions of your beneficiaries. The information provided is to help you determine whether or not a Roth IRA conversion may be appropriate for your particular circumstances. Please review your retirement savings, tax, and legacy planning strategies with your legal/tax advisor to be sure a Roth IRA conversion fits into your planning strategies.

      This book discusses general concepts for retirement income planning and is not intended to provide investment,  tax or legal advice.  Any story in this book is fictional and intended to highlight  a particular topic discussed in this book. No story should be treated to apply to the reader's individual circumstances.   Individuals are urged to consult with their tax and legal professionals regarding these issues.

      Introduction

      Retirement and investing – are two fundamental aspects of life that often leave us scratching our heads in confusion. We're inundated with advice to work hard, save diligently in a 401(k), and trust that someday, retirement will magically fall into place. But amidst these vague directives, crucial questions linger: How much money is truly enough for retirement? What investment strategies make sense for this significant chapter of life? And when should one begin collecting Social Security benefits? As an Investment Advisor Representative, I've encountered these pressing concerns repeatedly, each query echoing the universal anxiety surrounding retirement planning.

      Let's confront the straightforward truth: planning for retirement could be more concise than it appears, yet it often languishes at the bottom of our priority list. This book aims to bridge that gap. While it won't miraculously transform you into a stock market savant overnight, it is a comprehensive guide to retirement planning, distilling complex concepts into digestible wisdom. Through practical advice and explanations, this book endeavors to render your retirement aspirations achievable and entirely within reach.

      Guided by the timeless principle of KISS – Keep It Simple Stupid, a fundamental principle ingrained in me from my days on the baseball field – I aim to infuse this book with clarity. My objective is crystal clear to ensure you grasp retirement and investing thoroughly, leaving no room for lingering uncertainties. Expect concise chapters that pack a punch without unnecessary jargon. In the spirit of injecting a dose of vitality into a typically mundane subject, a sprinkle of sarcasm will

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