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    The Personal Finance Handbook: The Only Newbie Guide You'll Need for Adulting & Personal Finance
    The Personal Finance Handbook: The Only Newbie Guide You'll Need for Adulting & Personal Finance
    The Personal Finance Handbook: The Only Newbie Guide You'll Need for Adulting & Personal Finance
    Ebook82 pages30 minutes

    The Personal Finance Handbook: The Only Newbie Guide You'll Need for Adulting & Personal Finance

    By MH

    ()

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    About this ebook

    A NO BS Personal Finance Guidebook for young adults!


    This book empowers young adults like yourself with the financial knowledge to make sound financial decisions, in a fun and realistic way! In this book, we break down the myths and common misconceptions about investing and insurance. You will learn how you can invest safely and how to best allocate money to come up with a budgeting plan. As a bonus, we will teach you the dirty financial secret that will help you become a millionaire and retire early!


    This book is written with advice from industry experts working in the largest banks and financial institutions in Singapore. For more information, visit https://sginsurancehack.sg

    LanguageEnglish
    PublisherPublishdrive
    Release dateOct 16, 2022
    The Personal Finance Handbook: The Only Newbie Guide You'll Need for Adulting & Personal Finance

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      Book preview

      The Personal Finance Handbook - MH

      Contents

      PART 1: What the heck is financial planning all about

      WHY Financial Planning?

      The first steps to attaining your financial goals involve understanding yourself

      Planning your financial goals with the pie chart of life

      Part 2: Wealth Accumulation strategies to achieve your financial goals

      The truth about wealth accumulation

      The DSAI investment framework

      Investment Secrets you should know to be a millionaire!

      THE BIGGEST FEAR OF INVESTMENT: LOSING MONEY

      Part 3: Wealth Protection: all about insurance, the world's most powerful but hated financial tool!

      Wealth protection: the secret power of insurance

      Is Insurance a Big Scam? (NO!)

      The 4 ways insurance can help you

      Insurance 1: Basic Healthcare Insurance

      Insurance 2: Income Protection Insurance:

      Insurance 3: Long-term care/ Disability Income

      Insurance FAQ & MythBusters

      Cashflow Management – proper budgeting

      Emergency Cash

      How Much Is Enough?

      Part 4: How Singaporeans should make use of CPF hacks for their retirement!

      CPF BASICS

      CPF HACKS

      Part 5: Marriage and Housing Expenses for new couples

      Marriage: The costs involved.

      BTO: Buying a flat:

      Conclusion & Final words:

      Introduction:

      Hi, welcome to the book, where I will slowly uncover the most secrets of financial planning for you! At the end of the book, I hope you can confidently say: Hey! I know how to do financial planning and what I need!.

      By now, you probably have met or have heard something about financial advisors. People in Singapore shun away from financial advisors. One of the most important reasons is that there are many underqualified advisors (some even without a degree). As a result, most Singaporeans generally shun away from the topic of personal finance.

      Despite this, one of the essential aspects of adulting is personal finance. WHY!?? As you navigate life after school, you'll need to find a job! You'll need to repay education debt, save for housing, future expenses and eventually retirement. There will undoubtedly be ups and downs.

      You may ask yourself questions such as: will I have enough money at every stage of life to make necessary purchases? More importantly, will I have enough money to live the life I want? Will I be able to go on holiday while affording all the other needs in life? And so on…

      These are difficult questions to ask yourself and challenging to answer. In this book, we will empower you with the necessary knowledge, skills and tools to answer those questions. Hopefully, you can enjoy adulting!

      Gearing up for adulting

      Think of this book as a toolkit containing multiple tools and blueprints. It is designed to equip you with the basic skills and knowledge to help you navigate adulting and finances much more easily. We break down difficult and taboo topics into

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