Everything You Need to Know About Buying Real Estate in Toronto: A Helpful Guide for Residential Buyers
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About this ebook
In this book you will learn about:
How to find the best deals;
How to finance your home;
How to build your real estate DREAM team;
Whether you should buy a condo or a house;
What to beware of with Toronto’s older homes;
How to win a bidding war;
14 great neighbourhoods in which to buy in the GTA;
And so much more...
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Book preview
Everything You Need to Know About Buying Real Estate in Toronto - Ryan Grossman
market
Greetings from Ryan
As a lifelong resident of Toronto, I always have a good sense of its pulse and where it’s going.
What I particularly love about this city is all the different types of real estate that you can buy.
Whether it’s downtown or in the suburbs, owning a piece of this city is special because it makes us part of the fabric of the community.
Toronto is the sum of its many diverse and interesting communities, and that’s what makes it a world-class place in which to work and live.
Over the course of my career, I have learned a few things: I love sales, and I love working with people. Making the shift into real estate was a great transition for me because nothing seemed more satisfying than helping people buy and sell homes, since a home is the foundation for everything else.
Buying and selling real estate is about a lot more than exchanging assets. It’s about people and understanding what makes everyone unique.
Every day I connect with people who make Toronto great, and I wouldn’t trade that for anything.
I wrote this book because as I began working with more and more people who were buying and selling real estate in Toronto I realized that most of them had many questions about the process, and I really couldn’t refer them to an all-in-one resource.
This book provides a valuable overview of everything you need to know about buying real estate in Toronto.
Please share this book with your friends, and feel free to contact me for any reason. Perhaps you’re looking to buy or sell and need a seasoned pro by your side, or maybe you just have a question. Whatever the case may be, please get in touch.
I always love meeting and forming relationships with new people in this city, so don’t be shy.
To your real estate success,
Ryan Grossman
Thornhill, 2017
Overview of Toronto’s real estate market
As a global hub for business, research, finance, and technology, Toronto is one of Canada’s hottest cities. The same holds true for real estate. In just a few years, property values can rapidly increase, and neighbourhoods can experience considerable demographic change. This city is a vibrant and active centre, which is certainly reflected in the residential real estate market. While the days of cheap single-detached homes inside the city have long passed, Toronto’s many beautiful neighbourhoods offer no end of possibilities for buyers interested in the perfect property.
Navigating the Greater Toronto Area real estate market can seem a daunting task, as the environment is competitive for both buyers and sellers. Attractive properties tend not to last long on the market, and bidding wars occur frequently. Toronto’s many different neighbourhoods also have very different benefits for home buyers. Knowing what you’re looking for in a residence and neighbourhood can help you determine where to look and how much to expect when paying.
If you’re buying or selling in Toronto, the following guide will answer many of the questions you may have along the way. If anything isn’t clear, please contact me.
How to finance your home purchase
Unless you play for the Blue Jays, you will probably need a mortgage to help finance the purchase of your new home. It’s important that you study this process carefully before you go house shopping because you’re going to want preapproval from a lender so that you know what type of house you will be able to buy.
During the preapproval process, the lender will consider your overall financial situation, including income, liabilities, financial statement, credit, and ability to make a down payment, to determine how much financing you will be able to