Ebook408 pages4 hours
Spend 'Til the End: The Revolutionary Guide to Raising Your Living Standard--Today and When You Retire
By Laurence J. Kotlikoff and Scott Burns
Rating: 3.5 out of 5 stars
3.5/5
()
About this ebook
Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head.
If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning.
Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff.
Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.
If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning.
Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff.
Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.
Author
Laurence J. Kotlikoff
Laurence J. Kotlikoff is a professor of economics at Boston University and president of Economic Security Planning, Inc. His company websites are ESPlanner.com and MaximizeMySocialSecurity.com. To learn more, visit GetWhatsYours.org.
Read more from Laurence J. Kotlikoff
Get What's Yours: The Secrets to Maxing Out Your Social Security Rating: 4 out of 5 stars4/5Pensions in the American Economy Rating: 0 out of 5 stars0 ratings
Related to Spend 'Til the End
Related ebooks
How to Make Your Money Last: The Indispensable Retirement Guide Rating: 4 out of 5 stars4/5The 4% Rule and Safe Withdrawal Rates in Retirement: Financial Freedom for Smart People Rating: 5 out of 5 stars5/5The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life Rating: 0 out of 5 stars0 ratingsThe 5 Years Before You Retire, Updated Edition: Retirement Planning When You Need It the Most Rating: 3 out of 5 stars3/5The Book on Retirement Rating: 0 out of 5 stars0 ratingsIt's the Income, Stupid: The 7 Secrets of a Stress-Free Retirement Rating: 0 out of 5 stars0 ratingsThe Motley Fool Investment Workbook Rating: 4 out of 5 stars4/5Making Social Security Work for You: Advice, Strategies, and Timelines That Can Maximize Your Benefits Rating: 3 out of 5 stars3/5Rescue Your Money: How to Invest Your Money During these Tumultuous Times Rating: 4 out of 5 stars4/5How to Quit Your Job and Retire Early Rating: 0 out of 5 stars0 ratingsHow to Retire Happy, Fourth Edition: The 12 Most Important Decisions You Must Make Before You Retire Rating: 3 out of 5 stars3/5Confessions of a Financial Planner: Secrets to a Secure Retirement Rating: 0 out of 5 stars0 ratingsThe Big Payoff: Financial Fitness for Couples Rating: 4 out of 5 stars4/5Your Money or Your Life: A Practical Guide to Managing and Improving Your Financial Life Rating: 4 out of 5 stars4/5First Time Investor: Grow and Protect Your Money Rating: 4 out of 5 stars4/5Income for Life: The Retiree's Guide to Creating Income From Savings Rating: 0 out of 5 stars0 ratingsThe Bogleheads' Guide to Retirement Planning Rating: 4 out of 5 stars4/5Your Complete Guide to a Successful and Secure Retirement Rating: 5 out of 5 stars5/5Retirement Income for Life: Getting More without Saving More (Second Edition) Rating: 5 out of 5 stars5/5Rock Retirement: A Simple Guide to Help You Take Control and Be More Optimistic About the Future Rating: 4 out of 5 stars4/5The Essential Retirement Guide: A Contrarian's Perspective Rating: 4 out of 5 stars4/5Pensionize Your Nest Egg: How to Use Product Allocation to Create a Guaranteed Income for Life Rating: 4 out of 5 stars4/5What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life Rating: 2 out of 5 stars2/5Financial Fitness Forever: 5 Steps to More Money, Less Risk, and More Peace of Mind Rating: 4 out of 5 stars4/5Pensionless: The 10-Step Solution for a Stress-Free Retirement Rating: 4 out of 5 stars4/5
Personal Finance For You
Set for Life: An All-Out Approach to Early Financial Freedom Rating: 4 out of 5 stars4/5Summary of I Will Teach You To Be Rich: by Ramit Sethi | Includes Analysis Rating: 4 out of 5 stars4/5Same as Ever: Timeless Lessons on Risk, Opportunity and Living a Good Life Rating: 4 out of 5 stars4/5The Millionaire Next Door Rating: 4 out of 5 stars4/5The Psychology of Money: Timeless lessons on wealth, greed, and happiness Rating: 5 out of 5 stars5/5The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness Rating: 4 out of 5 stars4/5We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power Rating: 4 out of 5 stars4/5Summary of The 48 Laws of Power by Robert Greene Rating: 4 out of 5 stars4/5Rich Dad Poor Dad Rating: 5 out of 5 stars5/5The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns Rating: 4 out of 5 stars4/5Principles: Life and Work Rating: 4 out of 5 stars4/5Money Hacks: 275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You! Rating: 4 out of 5 stars4/5The Money Answer Book Rating: 4 out of 5 stars4/5Legal Loopholes: Credit Repair Tactics Exposed Rating: 4 out of 5 stars4/5A Happy Pocket Full of Money, Expanded Study Edition: Infinite Wealth and Abundance in the Here and Now Rating: 5 out of 5 stars5/5Get the Hell Out of Debt: The Proven 3-Phase Method That Will Radically Shift Your Relationship to Money Rating: 5 out of 5 stars5/5The Black Girl's Guide to Financial Freedom: Build Wealth, Retire Early, and Live the Life of Your Dreams Rating: 5 out of 5 stars5/5Bad with Money: The Imperfect Art of Getting Your Financial Sh*t Together Rating: 4 out of 5 stars4/5Investing For Dummies Rating: 4 out of 5 stars4/5The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime Rating: 5 out of 5 stars5/5Die With Zero: Getting All You Can from Your Money and Your Life Rating: 4 out of 5 stars4/5The Intelligent Investor, Rev. Ed: The Definitive Book on Value Investing Rating: 4 out of 5 stars4/5Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! Rating: 5 out of 5 stars5/5Summary of R. Nelson Nash's Becoming Your Own Banker Rating: 0 out of 5 stars0 ratings
Reviews for Spend 'Til the End
Rating: 3.6666666666666665 out of 5 stars
3.5/5
3 ratings0 reviews
Book preview
Spend 'Til the End - Laurence J. Kotlikoff
a book_preview_excerpt.html }ےǵD%YfTARD۔8"(@%R*ʪ'?_u>_2kU4=
Te羬}jC_o:\ ݳW?g/|özv;;
U®Yū(z*ƾjެ[mUYb۷>fE~76U?^+Wsݪqmo]qӶWڅWoG_WTu}J~ɏסZ+6jlxi8%V=~j۰ZaHb>ۓ< lRT5c*^pW:,i6<$BB;,?bHowgukbD{__4[au
#h٬a0wlڍzǮftюxgzrj̇qzmxhj[a{7T{_7?A+yv颯Xݻ~8rʴ3zgͮ=qaN+هA߅$F=9;P+rx9H/o8oAk^=֗NAQ1@6Yth<l8P\;[|6!p2) G[,ؐ1Do:
I^ֺ;NvqpV{hddܖ0w)rغWM~:-{9㹦[cA]3yct2
6.2wڜk#ײkqRtHlI-M""5\rOG@Bo}ϔzNH4PXz(R:T ?5XN++(/~ͯ>kl|qW"rrj8`.7ӬPI8A2PTGv}~%vCߒx&Q?=vurre_*0&SX<kX. cJS"z
GUJjRAfljx `ю}Ao#>T:H:#jı$s+xT~_ɸPxe&Iszt^B\gko;(Z2@jōTpՂhl0OɊblxuԜwH]w4P=RG.Ջc9m
`0C2szMoKxrjDmhk{JM$^h )1;R|Ivb5ĉr }y~Bl Y,htVZ Xcp@ƍv_Pd ņy>Όt_T uI5KDQ$moi:Y%k$65l0,uf"7ob {[1]8lGk
6^V?
IGÏMuI#Tf i]7=هq#:-/ڂϡ$؇,Tg|f=6IY!^H0xA-&k/ۓ0j.#z| m
=Ywڞ/F^U
;
<+5FBL I#
KM5
B H@
>z;9Eⶨ,ִm:=q