Aftermarket and dealer warranties
In an ideal world, we could all afford to buy a brand-new motorhome and drive away into the sunset with our perfect, trouble-free home from home. Well, life isn't so simple and even new motorhomes not infrequently come with problems.
But, if buying used, then there's a chance that, due to ageing of components and the possibility of neglect by the previous owner, you will hit problems sooner or later. In recent years there has been an upsurge in the availability of aftermarket warranties, some offered by dealers and some bought directly by owners. But what do they offer and how worthwhile are these warranties?
DIFFERENT TYPES OF WARRANTY
There are two fundamentally different types of warranty: warranty insurance and warranty guarantee. The difference is behind the scenes in terms of who signs off on a claim and who pays (underwrites) the bill.
The most noticeable difference for customers is, in the event of a claim, an insurance provider might require a claims assessor to review a claim before it's paid.
A warranty guarantee scheme pays according to the contractual terms and conditions (T&Cs) and can be approved immediately.
The way a customer can tell the difference is an insurance warranty will have the
