Wow, Jason, that is a really impressive – a great effort by you and your wife. Your question is also a good one. ‘When is the right time' is a question that we all face when it comes to life and, of course, our money.
The critical factor in your wealth creation is not when you buy an investment property. You are already fully engaged with the most powerful wealth-creation rules.
First, you are all over my rule number one: spend less than you earn. Absolutely zip happens with wealth creation unless we can engage