The Independent

Car insurance experts reveal the one move you can make to cut hundreds from your bill

Source: Getty Images/iStockphoto

Research group Which? has revealed why some drivers are paying hundreds more for their car insurance.

The consumer group used data from comparison website Go.Compare to find the average difference between prices paid by annual and monthly customers between December 2018 and September 2023.

Motor insurance customers who buy cover monthly can end up paying hundreds of pounds more than those who pay for policies annually – and the gap appears to be growing in cash terms.

Younger motorists, who often pay the highest premiums, may be more likely to pay monthly (Getty Images/iStockphoto)

In September 2023, those paying monthly for an annual policy faced paying around £309 more on average over the year than those paying in one go, according to the research.

The average annual cost of was £892, while the cost of paying

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