Goodness, Lily, you've made my day. I love hearing from people who tell me that saving money has become such a strong habit that they do it on autopilot. Yes, readers, prepare for my ‘savings sermon'.
It drives me nuts that more than 40 years after first banging on about money on radio, the most common question I'm asked is “Do you have a hot tip?”, meaning a get-rich-quick idea. Fortunately, I am a pretty laidback person, so I generally suggest something like “be nice to