Many young people live in rented homes, paying off their landlords’ bonds, simply because they don’t think they can afford their own homes.
But often, they can.
If this is you, then the first step to take to get on the property ladder is to change your mindset.
After this, you need to establish whether you can afford to buy a property, and if you will be granted a home loan. While doing this, bear in mind that renting is not necessarily the safer option.
Cobus Odendaal, the