Well, there goes yet another year! It is indeed true that the older you get, the faster the time seems to travel and in no time at all we are back around to Christmas and all the festivities and merriment - if you are that way inclined.
If you are an angry old man like me and that creation of Charles Dickens, a certain Mr Ebenezer Scrooge, the festive season is not always full of laughter and fun as it appears to be for many.
Last year in particular was proving a challenge for many, and I felt sorry for those younger families who had to find the necessary funds for paying Santa his present
