Opay
Pay is a mobile payment service platform, allowing users to send and receive money, as well as pay bills in Nigeria and beyond. OPay was founded in 2018 by Zhou Yahui, a Chinese billionaire entrepreneur. OPay has 18 million registered app users and 500,000 agents in Nigeria, the website reports, processing $3 billion monthly in transactions. OPay gives individuals a point-of-sale machine and software, acting as banks and ATMs. Another form of payment processing is the use of QR codes. The