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APPLE AND FINANCIAL SERVICES

The WWDC 2022 keynote speech was, as usual, full of details about upcoming changes to Apple’s various operating systems, including the unveiling of iOS 16. Among all the new features laid out was a ‘Buy Now, Pay Later’ (BNPL) service called Apple Pay Later.

Apple Pay Later will enable you to buy something via Apple Pay and split the total into four equal payments paid over six weeks. No interest or fees are applied to the purchase and Apple Pay Later is fully integrated into the Wallet app. You simply decide whether to pay in full or split the payments when making the purchase. Payments can be tracked in the app too. Apple Pay Later uses the Mastercard network, which means vendors do not need to undertake any additional integration to offer it.

While the service can be used on any transaction made through

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