READER QUESTION
Q What is ‘telematics’ car insurance, and could it help me save money?
A Young drivers or anyone else considered high risk might save on car insurance by taking out a telematics policy. This is when your insurer monitors your driving, usually via a telematics box fitted to your car. ‘Telematics policies can offer many benefits, including a discount on your premium for sensible driving and a smoother claims process after an incident,’ says Alex Hasty. ‘However, if you’re considered