Juan Pinon, an electrical engineer in McAllen, Texas, struggled with credit card debt for years. It wasn’t until he confided in his sister that he began to turn things around.
“It just so happened that one day I opened up to my sister, and she confessed to me that she had debt issues and was able to get out through professional help,” Pinon says.
Getting a vetted referral to a nonprofit credit counseling agency and encouragement from someone he trusted convinced him to take
