DO YOU FREQUENTLY TRAVEL abroad for work? If you do, one of your biggest worries may be how to access quality healthcare in case of an emergency. The fact that the quality of healthcare varies from place to place, coupled with getting access to good medical facilities, can be both daunting and expensive in international locations. And it is not just about you. What if you need to take care of someone and the best possible treatment is available abroad? That could be hugely expensive.
But, don’t worry. Several Indian insurers offer health policies that cover treatment abroad. These policies generally cover hospitalisation costs. Their coverage ranges from in-and outpatient treatment expenses, air ambulance, elective to emergency treatments subject to the policy’s terms and conditions, etc. These policies cover both domestic as well as international treatment, and for both planned and unplanned hospitalisation. However, for pre-existing diseases, the waiting period generally varies from two to four years.
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