Ten ways to save money every month

1 Turn down your heating

This might not be practical if it would affect your health, but if you can turn your heating down by just one degree, it can make a huge difference, as it will significantly reduce the amount of energy your home is using each month. According to data from Uswitch, you’ll be able to save around £128 a year by doing this alone.

■ Average monthly saving: £10.66

2 Be more thoughtful with your