Don’t forget your pension
Are you making full use of your pension? In common with Isas, the pension system gives you a tax-free contribution allowance each year. And if you have the means to use more of that allowance before the end of the tax year, a self-invested personal pension (Sipp) could be the way to do it.
The basic rule is that you can put up to £40,000 into a pension each tax
