The Big Issue

HOW TO HAVE A MERRY CHRISTMAS (WITHOUT BREAKING THE BANK)

Christmas might be the most wonderful time of the year, but for many it’s also the most expensive. Sticking to a budget in the festive season can feel like mission impossible, so Ellie Austin-Williams, founder of financial education platform This Girl Talks Money, has rounded up ways to spend smartly that can help us all stay in the green.

SHOP SECOND-HAND

There can be huge temptation to buy everything brand new. But charity shops save pennies.

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