DEBT THE HALLS

Christmas is the most wonderful time of year.

Presents, lights, decorations, spending time with loved ones and feasting on a huge spread of food – what more could you want?

But, with the good, also come the bad.

Buying the latest presents for your partner, mother-in-law, kids, aunties, uncles and the dog too, all come at a great expense.

And that’s all before you’ve even thought about the Christmas dinner.

With the average household spending 29% more than usual in just December alone, we are simply breaking the bank just to be able to put on a show for one day.

According to the Bank of England, in