Helping Your Kids Buy A Home

Getting on the housing ladder for the first time has never been so expensive. The average house prices are at record highs and continue to grow, fuelled by the stamp duty holiday and a desire for people to have more space post pandemic.

This means much larger deposits are needed (despite the return of 95% mortgages) and bigger salaries to meet lenders’ affordability tests.

And though a decent number of people have seen their savings pots grow while stuck at home, there are plenty more who see the ever-increasing property prices as the final nail in the coffin that could