The Atlantic

The High Price of Being Single in America

Over a lifetime, unmarried women can pay as much as a million dollars more than their married counterparts for healthcare, taxes, and more.

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In 2007's 'I Now Pronounce You Chuck and Larry,' Kevin James and Adam Sandler play two straight firefighters who enter into a domestic partnership to get the tax benefits. (Universal)

In October 2009, New York Times reporters Tara Siegel Bernard and Ron Lieber compared a hypothetical married couple with an equivalent-earning unmarried gay couple, to see just how much difference those extra privileges made. Here's what they found:

In our worst case, the couple's lifetime cost of being gay was $467,562. But the number fell to $41,196 in the best case for a couple with significantly better health insurance, plus lower taxes and other costs.

This is unfair. The solution? Bernard and Lieber argue that "the federal government [should legalize] same-sex marriage." But in fact, legalizing gay marriage only solves the problem for a few. Many more single people (gay and straight)—more than half of the population—continue to suffer from institutionalized singlism, the discrimination of individuals based on marital status.

U.S. Federal Code Title 5 Part III says: The President may prescribe rules which shall prohibit... discrimination because of marital status. Yet more than 1,000 laws provide overt legal or financial benefits to married couples. Marital privileging marginalizes the 50 percent of Americans who are single. The U.S. government is the main perpetrator, but private companies follow its lead. Thus marital privilege pervades nearly every facet of our lives. Insurance policies—ranging from health, to life, to home, to car—cost more, on average, for unmarried people compared to those who are married. It is not a federal crime for landlords to discriminate against potential renters based on their marital status. And so on.

One reason these policies exist is to encourage people to get married, because being married was—and still is—considered a social good. Some have suggested that marriage makes people healthier and happier, but critics such as Dr. Bella DePaulo have pointed out that most studies show that, in the long term, there is between married and single people in terms of health, happiness, or personal responsibility. Additionally, these studies are often , consider data sets not include a spouse. Whatever the truth might be about marriage's effects, we the authors would like to redraw the lines of discussion and argue that policy-makers need to reject policies that take into consideration an individual's marital status, because such policies are discriminatory.

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