Don’t renew your antivirus software

As with insurance, broadband and pretty much any subscription-based service you can think of, antivirus companies attract new customers by offering big introductory discounts. Their hope is that once you’ve installed their software and used it for the length of the licence period, you’ll be so happy with it that you’ll willingly pay full price when your subscription comes up for renewal.

This could be as much as double what you were initially paying – or more. Worse still, if you’ve signed up for automatic renewal (McAfee, for example, demands you do this if you want to use its bundled VPN), the payment may be taken from your account weeks before your