You wouldn’t credit it…

We live in uncertain times, of that there’s no mistake. But as Britain starts its shaky first steps out of the coronavirus crisis that has reshaped our way of life, many of us have taken a good hard look at the things that are truly important in life.

Among them is the consumerism that has led to so many of us buying a new car every two or three years, thanks to a combination of easy credit terms and purchase schemes designed to keep monthly payments down to a manageable level while still keeping us at the wheel of an all-singing, all-dancing new car.

But that bubble may well be about to burst as reduced household incomes and increased lending to businesses impacting the availability of credit to many people–so could now be the time to opt out of contract purchase altogether?

To find out, we took to.