Big SMALL BUDGET?

The festive season, with all its excitement, joy and indulgence, is around the corner. Shops are buzzing, menus are being planned and the pressure is on to make sure that everything is just perfect. But it might not be all moonshine and roses in your corner of the world. Many of us are still struggling to get through one of the toughest years in living memory, with no extra cash for lavish festivities. In fact you might be battling just to cover day-to-day expenses. So how do you make magical memories with family and friends without adding to your financial stress? We’ve got you covered.

GENERATE SOME MAD MONEY

One man’s trash is another man’s treasure, they say. Selling what you don’t need or use is a great way to generate some extra cash, which you can then put to good use over this time. Start at one side of your home and work your way through, room by room. Everything