FUNDING THE FUTURE
Your child has worked hard to get admission into her dream college. She has the offer letter, and now it’s time to arrange funds. But what if you are a bit short? You will have to explore education loans or hunt for grants and scholarships. The government has simplified the process with dedicated online portalsvidyalakshmi.com for education loans and vidyasaarathi.com and scholarships.gov.in for scholarships. Let’s look at the details:
HOW TO APPLY FOR A LOAN
The NSDL (National Securities Depository Ltd) e- Governance Infrastructure, under the guidance of the department of financial services (DFS), department of higher education and the Indian Banks Association (IBA), has developed a common portal, Vidyalakshmi. The DFS guidelines say that all education loans must be routed
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