WHEN HORSE INSURANCE COMES IN HANDY
My family is four generations deep in cowboys, and until the current one—my roping sons—none of us had ever paid enough for a horse to even have a conversation about horse insurance. My grandfather was a world-class horseman who trained hall of fame working cow horses. He started his hands-on, ranch-based program the day they hit the ground. So if they even had horse insurance back then, it wouldn’t have made sense, because there was virtually no investment to protect. Horses also weren’t worth what they are today.
The family tradition of starting from scratch continues, but times have certainly changed. The good ones are pretty pricey and in high demand. Even the prospects can come with a hefty
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