NZ Property Investor

WEIGHING UP RESTRUCTURING

MATTHEW GILLIGAN

Matthew Gilligan is a property investor, developer and tax adviser. He is managing director of chartered accounting firm Gilligan Rowe & Associates, where he heads the specialist property and asset planning divisions.

BERNARD PARKER

Bernard is principal of Quinovic – Kapiti-Mana. Quinovic’s outstanding people and systems provide the most professional, effective and reliable residential property management service in the NZ market for over30 years. www.quinovic.co.nz

KRIS PEDERSEN

Kris Pedersen of Kris Pedersen Mortgages is a commentator on property and finance. His team sources top finance strategies. Phone 09 486 4719, www.krispedersenmortgages.co.nz

JENNIFER SYKES

Manager, Information & Education, Housing & Tenancy Services at Ministry of Business, Innovation and Employment (MBIE).

MARK WITHERS

Mark and his team specialise in advising on property-related transactions, valuation and restructure services, and tax planning. Withers Tsang Phone 09 376 8860, www.wt.co.nz

RENE SWINDLEY

Rene Swindley is the founder of digital insurance platform Initio, which is about insuring houses online in real time to provide a faster, smoother and customer-first approach to property insurance. Phone 0800 763 929, www.initio.co.nz

 I have a home in Auckland: the GV is $900,000 and we have a loan of $544,000. We purchased an investment property in Invercargill in 2018. The loan

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