Psychology Of Money For Children and Adolescents: Important Life Tips for Teenagers

By Sayty Fat and Jafier Martinil

? Psychology of Money for Children and Adolescents – Learn How to Think Smart, Save Wisely, and Build Financial Confidence ?

Do you ever wonder why some people become rich while others always struggle with money? Why do emotions influence our financial behavior—and how can young people learn to make smart decisions early? This inspiring book introduces kids and teens to the world of money, mindset, and emotions in a way that is clear, practical, and fun.

This interactive guide helps readers understand that money is not just numbers—it’s deeply connected to how we think, feel, and act. Through simple lessons, inspiring stories, and practical exercises, children and teenagers will discover how to manage money wisely, make intelligent choices, and build lasting confidence for their future.

What this book teaches:
✔ Financial Literacy for Kids – Learn the basics of saving, spending, and investing in simple, fun ways.
✔ The Psychology of Money – Discover how emotions such as fear, joy, and desire affect money decisions.
✔ Saving Habits and Goals – Build a habit of saving early and understand the power of compound interest.
✔ Investing for Beginners – Easy lessons on stocks, goals, and long-term growth.
✔ Smart Spending – Learn to tell the difference between needs and wants and make better purchasing decisions.
✔ Values, Generosity, and Responsibility – Understand that money can also be used to help others and make the world better.
✔ Confidence and Emotional Intelligence – Develop patience, resilience, and a healthy mindset toward success.

Throughout the book, readers will meet inspiring young characters like Lisa, Max, and Anna—children who learned to turn small savings into great opportunities. Each chapter includes short activities that teach goal setting, budgeting, and self-reflection. These fun exercises make financial education exciting and help young readers apply lessons in real life.

Written in a clear and friendly tone, Psychology of Money for Children and Adolescents is ideal for parents, teachers, and mentors who want to help young people understand money, emotions, and responsibility. It’s not just a financial guide—it’s a life manual that teaches discipline, gratitude, and the power of intelligent choices.

Perfect for ages 8–18, this book can be used at home, in schools, or in workshops. It is also an excellent resource for homeschooling programs or youth clubs that aim to teach the value of money and decision-making.

This international project by Sayty Fati is available in multiple languages to promote global financial literacy for the next generation. It empowers children to see money as a tool—not a goal—and to understand how emotions, patience, and confidence shape success.

Give your child or student a strong foundation for financial freedom. With this book, they will learn to save, plan, invest, and dream wisely—skills that last a lifetime.

This book goes beyond basic money lessons—it builds a complete growth mindset for kids and teens. By understanding how thoughts and emotions affect their relationship with money, young readers will develop self-confidence, resilience, and positive thinking that will help them in every part of life. The lessons inside encourage curiosity, courage, and problem-solving skills while teaching the importance of patience, gratitude, and decision-making. Through stories, games, and reflection exercises, this book becomes a practical self-help and motivation guide for children, helping them build habits that lead to long-term happiness and success.

• Language: English
• Publisher: The Global Children's Book Team
• Release date: Oct 13, 2025
• ISBN: 9781326063405

Book preview

Introduction

Welcome to the fascinating world of money and emotions! You hold in your hands a book that will take you on an incredible journey through the world of money, financial decisions and human feelings. Whether you're 7 or 18, this book is for you. Together, we will discover how to manage your money, make intelligent decisions and understand the emotions that influence your financial choices.

Why this book?

You may be wondering why it's important to talk about money right now. The answer is simple: the sooner you learn how to manage your money, the better prepared you will be for the future. Knowing how to manage your money is like learning to swim. The more you train, the stronger and more confident you become. Additionally, understanding money allows you to achieve your dreams, whether they are big or small. Whether you want to buy your first bike, save up for a games console, or even prepare for your future trip around the world, this book will give you the tools you need to get there.

Money and emotions

Money isn't just about numbers and bank accounts. It is closely linked to our emotions. Have you ever felt joy when receiving pocket money, or frustration when you couldn't buy what you wanted? Money can make us happy, stressed, excited or worried. Understanding these emotions is essential to making good financial decisions. We'll explore how money can influence your feelings and how you can learn to manage these emotions to make wise choices.

For example, imagine that you have been saving for months to buy a new video game. When you finally have enough money, you feel immense satisfaction and pride. But if you spend all your money on unimportant sweets and toys, you may end up feeling guilty or disappointed later. Learning to recognize and understand these emotions can help you use your money more wisely.

Captivating stories

This book is filled with stories of young people like you who have learned to manage their money intelligently. You'll find out how Lisa saved for her first computer, how Max avoided impulse purchases, and how Anna invested her savings to make her dreams come true. Each story is a lesson that will show you that it is possible to take control of your finances, no matter your age.

For example, Lisa started by saving her pocket money every week. She set a clear goal: to buy a new computer for her studies. Instead of spending her money on little things here and there, she kept her goal in mind and managed to save enough to buy the computer she needed. Her story shows that perseverance and discipline can help you achieve your financial goals.

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Interactive activities

We not only want you to read this book, but to actively participate in it. That's why we've included fun, interactive activities at the end of each chapter. These activities will help you put what you've learned into practice and develop good financial habits. Whether it's creating your own budget, planning your savings or identifying your impulsive spending, these activities will make you stronger and more confident.

A journey to financial success

This book is your guide to becoming an expert in money management. It will show you how to save, spend smartly, invest and even how to deal with financial mistakes. Together we'll explore basic finance concepts, like the value of money, the importance of saving, and the basics of investing. You will also learn to recognize common financial pitfalls and how to avoid them.

For example, you'll learn why it's important to save regularly, even if it's just a small amount each week. You will also discover how to invest your money to make it grow over time. And most importantly, you'll learn to avoid common mistakes that many people make, like spending all their money as soon as they get it or falling for financial scams.

A message of inspiration

Always remember that you have the power to make good financial decisions. This book is here to give you