High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit

Written by Thomas Herold

Narrated by Madison Niederhauser

Poor Credit Score Could Cost You Hundreds of Thousands of Dollars

A recent financial statistic revealed that increasing your score from 'fair' to 'good' saves you an average of $86,200* over a lifetime. Imagine what you could do with that extra money?

Improve Your Credit Score in 45-60 Days or Even Less

This practical credit compendium starts off by demonstrating over 50 guaranteed methods of how you can almost immediately boost your credit score. Follow these simple, effective and proven strategies to improve your credit score from as low as 450 points to over 810. Understand the tactics to build excellent credit for yourself and how to guard that good score for a lifetime.

A good credit score is essential if you want to achieve financial freedom. This book shows exactly you how to get there and see results quickly.

The Only Credit Book You Ever Need

• The startling benefits of good credit you never realized

• Quick start guide with over 50 tested methods

• Understand how your credit score is calculated

• Straight-forward ways to build good credit fast

• Step by step advice on how to repair your credit yourself

• Best credit repair services and how to work with them

• How to keep your good credit and protect it for a lifetime

Understand the exact mathematical algorithm that all 3 major credit bureaus use to calculate your credit score. Learn what actions you can take to improve your credit score and what behavior will demote it.

Do It Yourself Smart Credit Repair

Reveals the exact methods that the credit bureaus don't want you to know. Apply the simple step-by-step process the experts use to delete all derogatory items from your credit reports. Bankruptcies, late payments, repossession, collections, judgments, liens, etc.

• Language: English
• Publisher: Thomas Herold
• Release date: Mar 4, 2020
• ISBN: 9781662229428

Thomas Herold

Thomas Herold is a successful entrepreneur and personal development coach. After a career with one of the largest electronic companies in the world, he realized that a regular job would never fully satisfy his need for connection on a deep level. The only way to live his full potential was to start building his own business and find new ways to be in service to others.For over 25 years he has helped many people – including himself – build their dream businesses. Toward that goal, he focuses on education – simplified and enhanced by modern technology. He is the author of three books with over 200,000 copies distributed worldwide.Other than his passion for creating businesses, Thomas has spent over 20 years in the self-development field. Placing emphasis on the exploration of consciousness and building practical applications that allow people to express their purpose and passion in life, Thomas’s work in this area has provided ample and happy proof that this approach works.He believes that every person has at least one gift and that, when this gift is developed and nourished, it will serve as a fountainhead of personal happiness and help contribute to a better, more sustainable world.For the past three years Thomas has studied the monetary system and has experienced some profound insights on how money and wealth are related. He has recently committed to sharing this knowledge in a new venture – the Wealth Building Course, a website along with educational materials that designed to help people get started on their own money makeover and get a financial education in the process.Thomas’s ultimate vision for the Wealth Building Course is to empower people to adopt a wealthy mindset and to create abundance for themselves and others. His ability to explain complex information in simple terms makes him an outstanding teacher and coach.

Reviews for High Credit Score Secrets

[Laura Funchess · Rating: 5 out of 5 stars]

Hi my name is Laura I really needed a new home for kids because our old home was owned by my ex-husband, but my divorce ruined my credit and I am unable to even have a credit card anymore. I was able to employ the services pf PINNACLE CREDIT SPECIALIST who helped me fix my credit report back to its normal state and increase my credit score to an excellent score within 3 days. He also paid all the late payments on my credit report. Now I finally purchased my dream house and a car. He's really a great hacker and an angel sent to my life; Contact him via: [e-mail] OR text [phone].

[Lindsey Dupius · Rating: 5 out of 5 stars]

Hi, guys, let’s talk about the FICO score, those important 3-digit numbers that determine your quality of life no matter your status. Well earlier in 2023 I had a really bad credit score. I would often surf the net searching for real hackers that could help increase my credit score. Well as expected I got swindled twice. Eventually I gave up my search and concluded that it wasn’t possible for hackers to increase credit scores. The good news is that I read on a credit forum about DOVLY CREDIT SOLUTION. I was pessimistic at first, but I decided to give it a try. To my greatest surprise, within 9 days DOVLY CREDIT SOLUTION was able to boost my score to an excellent score, not only that they added some positive remarks on it. In conclusion, if you have a bad credit score you might want to contact them.

[Darren Aronow · Rating: 5 out of 5 stars]

Hi, I’m Darren. This is not a drill; there is a group of hackers called DOVLY CREDIT SOLUTION that can help sort all your credit issues. A high FICO score is very important and this company to the best of my knowledge understands how to make it happen, how do they do it? I don’t know but honestly, they did a great job of getting my credit score up to 806 excellent score. Not just that they also removed negative items on it and wrote some very positive ones. DOVLY CREDIT SOLUTION has done it for me and I want the word to know about them. Ciao!

[James Wallack · Rating: 5 out of 5 stars]

Hi all! I’m 29 years old. My credit started to tank around 2021 when expenses were outpacing my income. I got a lot of loan offers and foolishly took them, adding more expenses to my income. Didn’t help that I was in a relationship with someone who I greatly outnumbered and took on the burden of the bills to seem fair. Won’t be doing that again. I had a lot of collections and charge-offs from personal loans and CCs. From looking at my Experian I had several charge-offs that became collections and few that didn’t. Which all brought down my credit score to a low 586 score. I needed advice on rebuilding my score back to 700s. DOVLY CREDIT SOLUTION came through for me, my credit report cleaned up with all negative entries removed; charge-ffs and collections wiped out. Now: Jan 2024 my score is Equifax 801| TransUnion 808| Experian 811. Yes, it feels good to have a worthy credit profile. I want to use this time to appreciate DOVLY CREDIT SOLUTION for bringing me out of a bad credit report that made my life miserable. My goal is to also obtain higher limits 5K-10K on CC which has finally been achieved. I’m happy to have come across DOVLY CREDIT SOLUTION here.

[David Reier · Rating: 5 out of 5 stars]

Hello everyone! Ok…I’ll try to shorten this as best I can. After many years of marriage, I finally got divorced about three years ago. My ex-wife had major spending issues. Both of us have very good jobs. She is a physician and I’m a pharmacist/software engineer. We are both high earners, but she spent like the money was endless. We had a $2 million home in Miami, new cars every couple years, and her credit card spending was out of control. It was to the point that she was racking my credit cards up as well. I finally decided enough was enough and I left. Moved to the other side of the country with extreme amounts of debt. In a two years period I paid off almost $240,000 of debt. Some of it had gone to collections, and some of it had not. But my credit score was in the toilet. I have been a software engineer for a long time. I had not practiced pharmacy in many years though I kept my license active. My software engineering has always been around pharmacy systems. So, I started working three jobs. Software engineer during the day, working as a pharmacist part time during the evenings and weekends, and doing telephonic patient counseling for medication. I was constantly tired. But paid off every penny of the debt I had including student loans. I owe no one anything now. The real problem was my credit score was in the mid-600s. That was equally embarrassing. I went a little crazy looking for hackers to help me increase my credit score until a colleague recommended DOVLY CREDIT SOLUTION to me. I quickly searched about them and discovered they had so many positive reviews that I quickly contacted them. They responded swiftly, and I explained my predicament to them, which they accepted to boost my credit score to an excellent score. To my greatest surprise after 9 days, I got a call from them by 7:00AM to confirm my current credit score, which I quickly logged into Credit Karma and discovered my score has been boosted to 800s across the credit bureaus. They also deleted all the collections and inquiries on my credit report. I have no regrets working with DOVLY CREDIT SOLUTION. Hit them up if you have any credit related issues. I’m now well qualified credit wise.

[Melissa Conner · Rating: 5 out of 5 stars]

Some FICO hackers will delay you; some will scam you, but here is how I got my FICO score to 805 excellent score from as low 500, due to my diabetic condition I got a setback on my payments owing to medical bills, my world started falling apart because I wanted to rent a home and take some loans but couldn’t. I kept looking for someone who could help me fix my credit to no avail, until October last year when I met DOVLY CREDIT SOLUTION through a friend whom they had worked for. DOVLY CREDIT SOLUTION boosted my credit in 6 days and restored my dignity. I was able to purchase a home. Only DOVLY CREDIT SOLUTION can do it for you.

[Lynne Riley · Rating: 5 out of 5 stars]

Hello guys my name is Lynne Riley, a few weeks back my credit score was nothing to write home about, my credit score was around 520 TransUnion, 517 Equifax and 600 Experian. I had a lot of collections, old phone bills, negative rentals on my rental report. I was on a credit forum in reddit when a lady wrote about DOVLY CREDIT SOLUTION how they got to clear her debts and increase her score to a high 800. I quickly contacted them for repair assistance, to which I got a response. To my greatest surprise DOVLY CREDIT SOLUTION cleared out all negative items on my credit report and increased my score to 801 TransUnion, 808 Equifax and 811 Experian. They also posted a very good trade line on my report. They are the best of the best.

[Steven Hoort · Rating: 5 out of 5 stars]

I had a $400 fresh account with Fingerhut, after realizing the amount of interest they were charging me (I didn’t know about credit at the time), I decided to close the account. I called the customer service phone number and requested the representative to close the account. Monday, January 8, 2024, I decided to check my credit report and noticed it has been open since 2020. Called the Fingerhut collection department regarding the account. How is it currently reporting open if I closed it in 2016? There’s a remaining balance of $495. My credit score was 502. I felt horrible and embarrassed. But my friend James introduced me to DOVLY CREDIT SOLUTION, a credit repair company and they helped me to raise my credit score to 810 excellent standard and deleted all negative items on my credit report within 8 days. He also helped me increase my credit card limit to $15,000 and placed some good tradelines on my report. DOVLY CREDIT SOLUTION is the best amongst all, and his service is fast, secured and reliable without stress. They’re swift in responding to any question.

[Nicholas Ortiz · Rating: 5 out of 5 stars]

In Oct-Nov I rented a storage unit from public storage with the intention of it being held for a month. In December I left for vacation. The situation changed during that time so I would need it for 3-4 months. My business partner assumed I had payments handled, I assumed it was handled or on autopay and everyone just forgot about this unit that I stupidly opened under my personal name. Account was never placed on autopay; the rep opened the account and put the wrong phone number when we signed up and all emails ended up in our assistant’s spam box. Long story short, the unit was auctioned and a couple hundred dollars’ worth of debt in fees etc. were accumulated besides the 2 months that were not paid. Public storage sold the debt to a collection agency (Allied Interstate) who told me I had until 2/14 to respond to DV. This situation caused damage to my score. My Fico 8’s was in the mid-500's and I do have some baddies (90 days on multiple student loans from 2018/2019) and a couple of charge offs from that same period but I don’t have any collection accounts. It’s been years since I’ve made a careless mistake like this, and I was really looking forward to getting my credit back to standard. I decided to go through online and luckily for me I came across DOVLY CREDIT SOLUTION. I have no other option than to give him a try, he told me he’ll fix my credit report within 8 days. He succeeded in raising my score to 811 excellent score and he also helped me delete negative items impacting my credit report. DOVLY CREDIT SOLUTION is the best and swift.

[Grace Edward · Rating: 5 out of 5 stars]

Hello! I’m Grace, my experience working with DOVLY CREDIT SOLUTION has been outstanding. I was at 561 Equifax, 563 TransUnion. I had 1 collection a year 2 months with a balance of 585, 2 charge offs one at BOA CC at $1,228 closed June 22 was still being reported as of 01/24, SYNCB/PP at $1534 closed on 07/22 last reported Dec 23. I was depressed, my mom had cancer, but I recently graduated college and just found a decent paying job. Didn’t know what step to take to get my credit back on track. I was introduced by my realtor agent Daniel. I must confess I had a bad experience in the past with different agencies trying to clear my credit. I have gained good credit ever since I started working with DOVLY CREDIT SOLUTION. My credit score has been raised to 808 Experian, 801 Equifax and 806 TransUnion within 8 days. Thanks to my realtor Daniel for recommending DOVLY CREDIT SOLUTION to me.